Visitors Insurance Plans

When purchasing Visitors Insurance plans, there are two types of plans categories you can choose from. You can either purchase a low-cost, limited schedule of benefits plan or a comprehensive coverage plan. This article will help breakdown the differences and help you best select a visitor’s insurance for parents visiting USA especially in 2022, in a post pandemic world. What is a schedule of benefit – limited benefit insurance plan? A limited fixed benefit, schedule of benefit plans is a plan that has a fixed “dollar” limit on each and every eligible medical benefit offered by the plan. For example, there is a reimbursement amount on each doctor visit, urgent care visit, emergency room, hospital stay, surgery, labs, etc. With a schedule of benefit plan, you can go to any doctor or hospital you choose as there is no PPO network to consider. With these types of plans, you will be responsible for paying the full bill upfront and claiming it to the insurance company for partial reimbursem