Health Insurance for Canadians Visitors to the USA with a Pre-Existing Condition

 At times, insurance coverage includes pre-existing health conditions before your effective date of experiencing symptoms, which might include receiving medical attention, being hospitalized, prescribed medication, or any surgical procedure.

Insurance firms are now more liberal about covering people with health issues. The insurance for Canadian visitors is now avoided as the Canadian government has now asked all Canadians to stay in the country and avoid travel unnecessarily. Some Canadians are traveling to the US & have not altered their travel plans.

But the answer to the question that if Canadians can purchase Travel Health Insurance that will cover them with any pre-existing condition is Yes. 

Some Insurances also have Covid insurance facilities for Canadians visiting the USA like any other illness. They cannot be sick before starting the coverage policy to be confirmed (otherwise, it will be considered pre-existing).

This blog will suggest some policies covering Health insurance for visitors to the USA with pre-existing conditions. 

There are very few companies offering multiple options in policies. However, Visitors Insurance does provide various policies.

Read On -

• Trawick International Insurance:

Trawick International Medical Insurance is the best Canadian senior Travel insurance and has coverage for pre-existing conditions. It also covers COVID -19. 

• Seven corners travel insurance:

Seven corners Liaison Travel Insurance offers coverage for overseas medical expenses resulting due to Covid19 infection while the person is abroad. The Insurance - Liaison Student Plus coronavirus insurance - provides COVID 19 medical coverage for international students in the US or outside their home country and student medical expenses arising from Covid19 illness. The SC Wander Frequent Traveler Plus provides annual medical coverage for corporate travelers, business travelers, employees, employers, or anyone taking various trips regularly. It covers international medical expenses arising from the Covid19 infection. 

• Global Underwriters:

Diplomat America Insurance by Global Underwriters has coverage for COVID-19 as a sickness for Canadian citizens. The term is around three months. However, the pre-existing conditions are excluded, and will not provide health insurance for Canadian visitors to USA coverage for that ailment.

• International Medical Group (IMG):

International Medical Group (IMG) offers COVID19 US travel insurance for Canadians traveling to the USA. IMG's Patriot Platinum insurance plans & Patriot America Plus and cover COVID19 the same as any other sickness. 

• INF travel insurance:

INF Insurance is health insurance for coronavirus in the US, Canada, and Mexico. It covers covid-19 as any other illness. The plan also offers coverage of pre-existing medical conditions past the usual coverage for acute onset of pre-existing conditions, which is a great offer.

• Tokio Marine HCCMIS Covid travel insurance:

Atlas Travel Insurance covers acceptable medical expenses resulting from COVID19, which are medically necessary expenses that are not subject to another plan exclusion.

Our Take -

Canadian Travelers can take insurance coverage with the pre-existing condition by keeping the insurance-policies mentioned above in mind.